DHL » For a free credit consultation ca

What is a credit repair law firm and why should I hire one? First Cheap Jared McCann Hat , this law firm is one that is going to dispute negative items on your credit report, one of the leading reasons for a bad FICO score.


It is true you can do this yourself you do not need to hire anyone. However if you have already tried this or are about to embark you need to be aware of how the credit system works.


So let’s say you have an old utility bill that is showing up as not paid and in collections. This item is hurting your credit score so you need to dispute it to and try to get it off your report. The first step is sending a letter to each bureau.


Many people believe that if you dispute this item with Experian Credit Bureau and they remove it from your credit report then it is off your history! Not true, even if Experian removes this item it will still be on your TransUnion and Equifax report.


Additionally the bureaus are not quick to investigate a dispute. In fact it is quite the opposite they have perfected many stall tactics to combat the consumer disputing an item. Typically you will get a letter in response to your dispute asking for more information. This letter is nothing more than an attempt to get you to give up on the process.


The reason the bureaus are not eager to investigate disputes is because there is no financial incentive. The bureaus do not sell their information to consumers. In other words the credit bureaus customers are business such as; car dealerships Cheap Jamie McGinn Hat , lending institutions, rental agencies … Every time you have your credit checked is when the bureaus are doing business.


You need to be aware too the bureaus have no connection with the government. These are private businesses that earn profits in the billions of dollars annually! They are just like the retail store target in that they earn profits.


The hesitancy and resistance by the bureaus to actually investigate disputes is why many people turn to a professional to do it for them. You can do it in a timely manner and without spending a fortune.


You should expect a monthly fee somewhere in the range of $39 – $99; this will typically vary with the level of service you want. You will also have to pay a one time fee of around $100 and you should expect to use this service for 6 – 12 months. Obviously there are no guarantees as everyone has a specific situation.


It is almost comical to hear individuals talk about repairing their credit themselves. It is accurate you can do this all yourself. However with such an important number that will directly impact you quality of life why not let a professional do it for you. Additionally if you hire a professional they have more tools to use to clean your report. For example they can use; court intervention, goodwill intervention Cheap Radim Vrbata Hat , debit inquiry letter, debt validation letter …


For a free credit consultation call 1-800-230-1954 and to learn more about a Credit Repair Attorneys or Default Judgements visit us.

Have you ever thought of starting a