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An increasingly popular alternative to the home equity loan is a line of credit. This type of loan works like a credit card, and has a revolving line of credit, in which the borrower may borrow against the principal more than once over the life of the loan. The borrower is usually given special checks that he or she may use to write checks against the loan amount. The borrower may borrow a little at a time Authentic Trevor Hoffman Jersey , or borrow all of the loan amount at once. Unlike the term loan, the interest rate on lines of credit tends to be variable. This type of loan works best for recurring expenses ? a complicated remodeling project accomplished in several stages, or a recurring educational expense such as annual tuition.
Each type of loan has its advantages and disadvantages; you simply need to decide if you want a fixed interest rate and fixed payments, or more flexibility in terms of when and how you pay. Your needs will determine which type of loan is best for you.
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Cu and the atomic number 29 are the symbols of copper on the periodic table. Copper is a ductile metal that has a high electrical and thermal conductivity level. Copper in its pure form is extremely soft and malleable.
History
The history of copper use dates back at least 10,000 years. Since copper occurs naturally, it is known to be used by some of the oldest recorded civilizations. The estimates of the discovery of copper date it to around 9000 BC. It is thought to have first been used in the Middle East. There was a pendant made of copper found in the northern part of Iraq that is dated back to 8700 BC. Gold and iron are the only other two metals that were used by humans before copper.
The smelting of copper was locally invented in several parts of the world. It was likely discovered in China around or before 2800 BC Authentic Eric Hosmer Jersey , in Central America around 600 AD, and used in West Africa around the ninth or tenth centuries.
Around 4500 to 4000 BC is when investment casting was discovered. This discovery was in the Southeast part of Asia. Through carbon dating it is found that mining occurred in Cheshire, United Kingdom at Alderley Edge around 2280 to 1890 BC. Otzi the iceman was found with an axe that had a copper head and his body was dated at round 3300 to 3200 BC. There were high levels of arsenic found in his hair, which suggests that he may have been involved with the smelting of copper.
Copper Uses
Copper is used as a heat and electricity conductor Authentic Manny Machado Jersey , in many metal alloys, and as a building material. Roughly 60% of copper is used in electrical wires. Around 20% of copper is used in the roofing and plumbing industries and around 15% is used in industrial machinery.
Most of the time copper is used as a metal. However, when more hardness is required it can be combined with other elements to form an alloy. This accounts for around 5% of its total use. Brass and bronze are two of the most common copper alloys.
Electronics
Copper wires are commonly used because of its high electrical conductivity. Heat exchangers, heat sinks Authentic Wil Myers Jersey , cathode ray tubes, vacuum tubes, and magnetrons used in microwave ovens all use copper. This is because of the heat dissipation capacity of the metal. Copper is becoming more popular than aluminum to use because it is the superior conductor.